Sam Houston Bearkats vs Florida International Panthers prediction, odds and picks, November 28, 2026
Sam Houston at Florida International: Bandwagon's model makes Florida International an 87% favorite (Florida International −18.5).
Sam Houston Bearkats vs Florida International Panthers odds and win probability
Axle gives Florida International a 87% chance to win, by about 19 points.
Bandwagon Axle 2.0 · Updated
Bandwagon's model, not a sportsbook line. We do not take wagers.
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Why Axle has Florida International
All CFB ratings| SHSU | FIU | |
|---|---|---|
| Rating | 1207 137th of 138 | 1418 94th of 138 |
| Last 5 games | 0-5 | 2-3 |
| Streak | L6 | W1 |
| Home field | No | Yes |
| Meetings won | 1 | 2 |
Blue marks the better side of each row. This line uses ratings from results and home advantage; last 5 results, streak and meetings are context only, not inputs.
How Axle's line has moved
Every stored line
| Stored | FIU win | Move |
|---|---|---|
| Nov 10, 11:52 PM ET | 87% | 0 |
| Nov 10, 11:52 PM ET | 87% | 0 |
| Nov 10, 10:43 PM ET | 87% | 0 |
| Nov 10, 5:03 AM ET | 87% | 0 |
| Nov 9, 5:04 AM ET | 87% | — |
Sam Houston Bearkats vs Florida International Panthers prediction
Bandwagon's model makes the Panthers a 18.5-point favorite at home, with a 87% chance to win. The model total is 46.5. Ratings: Panthers 1418 (94th of 138), Bearkats 1207 (137th). The Panthers have won 2 of their last 5; the Bearkats 0 of their last 5. The two have met 3 times in Bandwagon's results history; the Panthers won 2, the Bearkats 1.
Written from the numbers on this page by a template; nothing here is an opinion.
Form, head-to-head and injuries
Recent form
Sam Houston Bearkats
| Opponent | Kick (ET) | Result | Picks | Axle | |
|---|---|---|---|---|---|
| at Jacksonville State Gamecocks | L 14–47 | – | – | matchup | |
| at Missouri State Bears | L 3–24 | – | – | matchup | |
| vs New Mexico State Aggies | L 24–30 | – | – | matchup | |
| vs Western Kentucky Hilltoppers | L 3–16 | – | – | matchup | |
| at Liberty Flames | L 3–35 | – | – | matchup |
Florida International Panthers
| Opponent | Kick (ET) | Result | Picks | Axle | |
|---|---|---|---|---|---|
| vs Missouri State Bears | W 23–20 | – | – | matchup | |
| at Liberty Flames | L 10–49 | – | – | matchup | |
| vs Middle Tennessee Blue Raiders | L 23–26 | – | – | matchup | |
| at Jacksonville State Gamecocks | L 24–27 | – | – | matchup | |
| vs New Mexico State Aggies | W 22–3 | – | – | matchup |
Head-to-head
| Game | Kick (ET) | Result | Picks | Axle | |
|---|---|---|---|---|---|
| Florida International Panthers at Sam Houston Bearkats | 56–16 | – | – | matchup | |
| Sam Houston Bearkats at Florida International Panthers | 10–7 | – | – | matchup | |
| Florida International Panthers at Sam Houston Bearkats | 33–27 | – | – | matchup |
Injuries
Sam Houston Bearkats: nobody listed as injured by the roster source
Florida International Panthers: nobody listed as injured by the roster source
From the roster source's status flag only; no depth chart or game-time status.
Standings and ratings
All ratings- Bearkats– 10th · L6
- Bearkats rating1207 137th of 138, 8 games
- Panthers– 5th · W1
- Panthers rating1418 94th of 138, 8 games
More CFB games in the next 7 days
The bandwagon on each team
NCAA Division I FBS football · 10th · streak L6
No stances yet today on $SHSU: the share of the crowd ▲ on the Sam Houston Bearkats bandwagon, fans and neutrals counted apart.
NCAA Division I FBS football · 5th · streak W1
No stances yet today on $FIU: the share of the crowd ▲ on the Florida International Panthers bandwagon, fans and neutrals counted apart.
Takes on Sam Houston Bearkats at Florida International Panthers
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How Axle makes this line
How this line is made
In NCAA Division I FBS football a line is made from the ratings and home advantage alone: a calibration layer using the other inputs did not beat rating-only out of sample here. Travel and time zones did not improve the line here; injuries and weather are collected but not yet measured.
Internal
- Ratings from results usedan Elo-style rating per team from every final score, with margin of victory · Bandwagon's stored results
- Home advantage usedthe league's home edge, none at a neutral site · Bandwagon's model constants, checked against results
- Schedule in the data, not usedrest days, back-to-back games and three games in four days · Bandwagon's stored fixtures
- Recent form in the data, not usedaverage margin over each side's last games this season · Bandwagon's stored results
External
- Injuries unavailable for this game · More than three days to kickoff; lists are used inside that windowplayers listed out or doubtful, weighted by their share of the team's playing time · Public injury lists and box scores
- Travel and time zones in the data, not useddistance and time-zone change from each side's last game to the venue · Wikidata coordinates, Open-Meteo time zones · read Oct 29, 10:31 PM UTC
- Weather unavailable for this game · No forecast stored before kickoffforecast wind, rain and temperature around kickoff at open-air venues · Open-Meteo forecasts
Prediction markets and the crowd's split are shown beside the model's lines for comparison. They are not inputs. Method and record.
Model: Florida International 87% to win. Projected score Florida International 32, Sam Houston 14; spread Florida International −18.5, total 46.5. Sam Houston Bearkats at Florida International Panthers, Sat, Nov 28, 2:00 PM ET.