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South Florida Bulls vs Florida Atlantic Owls prediction, odds and picks, November 21, 2026

Bandwagon Axle 2.0 · Updated

South Florida Bulls or Florida Atlantic Owls: the bandwagon

Bandwagon

Be the first on the bandwagon

Axle 68–32Market –

Scheduled · Pregame: FAU 32%
Game clock
KickoffSaturday, November 21 at 12:00 AM ET
Down & distance
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Possession
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South Florida Bulls at Florida Atlantic Owls win probability

Bandwagon's model
No read of the live source is stored for this game.
0%20%40%60%80%100%0:0015:0030:0045:0060:00
0%20%40%60%80%100%0:0030:0060:00

The in-game line starts when the game does; the dashed line is the model's pregame number.

Bandwagon's model, from the score, the clock and the pregame line; the crowd's pregame picks and the markets' latest price sit beside its end. Bandwagon's model, not a sportsbook line. We do not take wagers.

How this line is computed

The home side's chance is the pregame model probability at kickoff. As the game goes on, the score margin counts for more and the pregame number for less, in proportion to the square root of the share of the game left, with a small adjustment for who has the ball in football and basketball. A lead late is close to certain; a tie late is close to even. It knows only the score, the clock and the pregame line: not injuries, foul trouble, field position or who is on the ice. Soccer counts a draw as half a win. Points are stored on every read of the league's public game summary while the game is on; a game read only after the final whistle is rebuilt from its scoring plays.

Momentum–Starts with the game.
Big swing–Starts with the game.
Clutch window–Starts with the game.
Baseline–Starts with the game.

South Florida Bulls vs Florida Atlantic Owls live stats

From the league's public game summary

Team statistics appear once the game starts.

South Florida Bulls vs Florida Atlantic Owls team breakdown

From the stored in-game series (none for this game)
Team breakdown
StatUSFFAU
ScoreUSF–FAU–
Average win probabilityUSF–FAU–
Longest scoring runUSF–FAU–
Time leadingUSF–FAU–

South Florida Bulls vs Florida Atlantic Owls odds

Bandwagon modelAxle 2.0 · updated 20 h ago
Bulls68%
Win chance
Owls32%
SpreadUSF −7.5
Total54
Moneyline−216away / +216homeaway / home
Line movementFAU win chance, 6 stored lines
No move
37%26%
Nov 2, 5:03 AM ET: FAU 32%Nov 2, 7:55 PM ET: FAU 32%Nov 3, 5:02 AM ET: FAU 32%Nov 3, 11:55 PM ET: FAU 32%Nov 4, 5:03 AM ET: FAU 32%Nov 4, 5:03 AM ET: FAU 32%
Nov 2Nov 3Now
Every stored line
StoredFAU winMove
Nov 4, 5:03 AM ET32%0
Nov 4, 5:03 AM ET32%0
Nov 3, 11:55 PM ET32%0
Nov 3, 5:02 AM ET32%0
Nov 2, 7:55 PM ET32%0
Nov 2, 5:03 AM ET32%—
Ratings
FAU 1420 · USF 1583
Home spread
+7.5
Stored
Nov 4, 5:03 AM ET · 2026-11-04 10:03 UTC
Version
Axle 2.0

How the model works

Bandwagon's model, not a sportsbook line. We do not take wagers.

How this line is made

In NCAA Division I FBS football a line is made from the ratings and home advantage alone: a calibration layer using the other inputs did not beat rating-only out of sample here. Travel and time zones did not improve the line here; injuries and weather are collected but not yet measured.

Internal

  • Ratings from results usedan Elo-style rating per team from every final score, with margin of victory · Bandwagon's stored results
  • Home advantage usedthe league's home edge, none at a neutral site · Bandwagon's model constants, checked against results
  • Schedule in the data, not usedrest days, back-to-back games and three games in four days · Bandwagon's stored fixtures
  • Recent form in the data, not usedaverage margin over each side's last games this season · Bandwagon's stored results

External

  • Injuries unavailable for this game · More than three days to kickoff; lists are used inside that windowplayers listed out or doubtful, weighted by their share of the team's playing time · Public injury lists and box scores
  • Travel and time zones unavailable for this game · A previous venue or its coordinates is not storeddistance and time-zone change from each side's last game to the venue · Wikidata venue coordinates, Open-Meteo time zones
  • Weather unavailable for this game · No forecast stored before kickoffforecast wind, rain and temperature around kickoff at open-air venues · Open-Meteo forecasts

Prediction markets and the crowd's split are shown beside the model's lines for comparison. They are not inputs. Method and record.

Who ya got: bandwagon versus model

Who ya got · no picks yet

Be the first on the bandwagon

BullsOwls
Neutrals only–
Change your pick any time before kickoff. Counts in the weekly pick'em.
Bandwagon minus model, Owls–

No picks yet; the model number is the win probability beside it. Bandwagon's model, not a sportsbook line. We do not take wagers.

South Florida Bulls vs Florida Atlantic Owls prediction

Bandwagon's model makes the Bulls a 7.5-point favorite, with a 68% chance to win. The model total is 54. Ratings: Owls 1420 (95th of 138), Bulls 1583 (38th). The Owls have won 3 of their last 5; the Bulls 3 of their last 5. The two have met 3 times in Bandwagon's results history; the Owls won 1, the Bulls 2.

Written from the numbers on this page by a template; nothing here is an opinion.

Recent form

South Florida Bulls

OpponentKick (ET)ResultPicksAxle
vs UAB BlazersW 30–10––matchup
vs Kent State Golden FlashesW 29–2––matchup
at UTSA RoadrunnersL 24–31––matchup
vs Temple OwlsL 13–17––matchup
at Bowling Green FalconsW 14–6––matchup

Florida Atlantic Owls

OpponentKick (ET)ResultPicksAxle
at North Texas Mean GreenL 41–48––matchup
vs Rice OwlsW 51–49––matchup
at Army Black KnightsL 24–56––matchup
at UL Monroe WarhawksW 45–17––matchup
vs Florida International PanthersW 16–10––matchup

Head-to-head

GameKick (ET)ResultPicksAxle
Florida Atlantic Owls at South Florida Bulls13–48––matchup
South Florida Bulls at Florida Atlantic Owls44–21––matchup
Florida Atlantic Owls at South Florida Bulls56–14––matchup

Injuries

South Florida Bulls: nobody listed as injured by the roster source

Florida Atlantic Owls: nobody listed as injured by the roster source

From the roster source's status flag only; no depth chart or game-time status.

Standings and ratings

All ratings
  • Bulls– 4th · W2
  • Bulls rating1583 38th of 138, 7 games
  • Owls– 6th · L1
  • Owls rating1420 95th of 138, 7 games

South Florida Bulls

NCAA Division I FBS football · 4th · streak W2

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Be the first on the bandwagonNo stances yet today on $USF
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo fan stances yet today on $USF
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo neutral stances yet today on $USF
▲ on –30 days: not enough history▼ off –

No stances yet today on $USF: the share of the crowd ▲ on the South Florida Bulls bandwagon, fans and neutrals counted apart.

Bulls roster, schedule and more

Florida Atlantic Owls

NCAA Division I FBS football · 6th · streak L1

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Be the first on the bandwagonNo stances yet today on $FAU
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo fan stances yet today on $FAU
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo neutral stances yet today on $FAU
▲ on –30 days: not enough history▼ off –

No stances yet today on $FAU: the share of the crowd ▲ on the Florida Atlantic Owls bandwagon, fans and neutrals counted apart.

Owls roster, schedule and more

Takes on South Florida Bulls at Florida Atlantic Owls

Sign in to post a take on $USFFAU261121: ▲ on the bandwagon or ▼ off it, and why.

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Model: South Florida 68% to win. Projected score South Florida 31, Florida Atlantic 23; spread South Florida −7.5, total 54. South Florida Bulls at Florida Atlantic Owls, Sat, Nov 21, 12:00 AM ET.