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NCAA Women's Basketball · · United Spirit Arena · every NCAA Division I women's basketball line

Charlotte 49ers vs Texas Tech Lady Raiders prediction, odds and picks, November 5, 2026

Bandwagon Axle 2.0 · Updated

Charlotte 49ers or Texas Tech Lady Raiders: the bandwagon

Bandwagon

Be the first on the bandwagon

Axle 12–88Market –

Scheduled · Pregame: TTU 88%
Record 0-0
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Game clock
KickoffThursday, November 5 at 6:00 PM ET
Situation
–
Possession
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Charlotte 49ers at Texas Tech Lady Raiders win probability

Bandwagon's model
No read of the live source is stored for this game.
0%20%40%60%80%100%0:0010:0020:0030:0040:00
0%20%40%60%80%100%0:0020:0040:00

The in-game line starts when the game does; the dashed line is the model's pregame number.

Bandwagon's model, from the score, the clock and the pregame line; the crowd's pregame picks and the markets' latest price sit beside its end. Bandwagon's model, not a sportsbook line. We do not take wagers.

How this line is computed

The home side's chance is the pregame model probability at kickoff. As the game goes on, the score margin counts for more and the pregame number for less, in proportion to the square root of the share of the game left, with a small adjustment for who has the ball in football and basketball. A lead late is close to certain; a tie late is close to even. It knows only the score, the clock and the pregame line: not injuries, foul trouble, field position or who is on the ice. Soccer counts a draw as half a win. Points are stored on every read of the league's public game summary while the game is on; a game read only after the final whistle is rebuilt from its scoring plays.

Momentum–Starts with the game.
Big swing–Starts with the game.
Clutch window–Starts with the game.
Baseline–Starts with the game.

Charlotte 49ers vs Texas Tech Lady Raiders live stats

From the league's public game summary

Team statistics appear once the game starts.

Charlotte 49ers vs Texas Tech Lady Raiders team breakdown

From the stored in-game series (none for this game)
Team breakdown
StatCLTTTU
ScoreCLT–TTU–
Average win probabilityCLT–TTU–
Longest scoring runCLT–TTU–
Time leadingCLT–TTU–

Charlotte 49ers vs Texas Tech Lady Raiders odds

Bandwagon modelAxle 2.0 · updated 9 h ago
49ers12%
Win chance
Lady Raiders88%
SpreadTTU −16
Total130.5
Moneyline+701away / −701homeaway / home
Line movementTTU win chance, 37 stored lines
+25 pts for TTU since Oct 29
96%58%
Oct 29, 6:01 AM ET: TTU 63%Oct 29, 10:27 PM ET: TTU 90%Oct 30, 6:03 AM ET: TTU 90%Oct 31, 6:03 AM ET: TTU 90%Nov 1, 5:02 AM ET: TTU 86%Nov 1, 2:23 PM ET: TTU 86%Nov 2, 5:03 AM ET: TTU 86%Nov 2, 1:06 PM ET: TTU 86%Nov 2, 3:02 PM ET: TTU 86%Nov 2, 4:08 PM ET: TTU 86%Nov 2, 4:58 PM ET: TTU 86%Nov 2, 6:47 PM ET: TTU 86%Nov 2, 6:58 PM ET: TTU 86%Nov 2, 7:16 PM ET: TTU 86%Nov 2, 7:51 PM ET: TTU 86%Nov 2, 8:01 PM ET: TTU 86%Nov 2, 8:11 PM ET: TTU 86%Nov 2, 8:51 PM ET: TTU 86%Nov 2, 9:01 PM ET: TTU 87%Nov 2, 9:12 PM ET: TTU 87%Nov 2, 9:21 PM ET: TTU 87%Nov 2, 9:36 PM ET: TTU 87%Nov 2, 9:46 PM ET: TTU 87%Nov 2, 9:58 PM ET: TTU 87%Nov 2, 10:13 PM ET: TTU 87%Nov 2, 11:55 PM ET: TTU 87%Nov 3, 5:03 AM ET: TTU 87%Nov 3, 1:03 PM ET: TTU 87%Nov 3, 8:43 PM ET: TTU 87%Nov 3, 8:48 PM ET: TTU 88%Nov 3, 9:03 PM ET: TTU 88%Nov 3, 9:08 PM ET: TTU 88%Nov 3, 9:28 PM ET: TTU 88%Nov 3, 9:38 PM ET: TTU 88%Nov 3, 10:13 PM ET: TTU 88%Nov 4, 5:03 AM ET: TTU 88%Nov 4, 5:03 AM ET: TTU 88%
Oct 29Nov 1Now
Every stored line
StoredTTU winMove
Nov 4, 5:03 AM ET88%0
Nov 4, 5:03 AM ET88%0
Nov 3, 10:13 PM ET88%0
Nov 3, 9:38 PM ET88%0
Nov 3, 9:28 PM ET88%0
Nov 3, 9:08 PM ET88%0
Nov 3, 9:03 PM ET88%0
Nov 3, 8:48 PM ET88%+1
Nov 3, 8:43 PM ET87%0
Nov 3, 1:03 PM ET87%0
Nov 3, 5:03 AM ET87%0
Nov 2, 11:55 PM ET87%0
Nov 2, 10:13 PM ET87%0
Nov 2, 9:58 PM ET87%0
Nov 2, 9:46 PM ET87%0
Nov 2, 9:36 PM ET87%0
Nov 2, 9:21 PM ET87%0
Nov 2, 9:12 PM ET87%0
Nov 2, 9:01 PM ET87%+1
Nov 2, 8:51 PM ET86%0
Nov 2, 8:11 PM ET86%0
Nov 2, 8:01 PM ET86%0
Nov 2, 7:51 PM ET86%0
Nov 2, 7:16 PM ET86%0
Nov 2, 6:58 PM ET86%0
Nov 2, 6:47 PM ET86%0
Nov 2, 4:58 PM ET86%0
Nov 2, 4:08 PM ET86%0
Nov 2, 3:02 PM ET86%0
Nov 2, 1:06 PM ET86%0
Nov 2, 5:03 AM ET86%0
Nov 1, 2:23 PM ET86%0
Nov 1, 5:02 AM ET86%−4
Oct 31, 6:03 AM ET90%0
Oct 30, 6:03 AM ET90%0
Oct 29, 10:27 PM ET90%+27
Oct 29, 6:01 AM ET63%—
Ratings
TTU 1646 · CLT 1447
Home spread
−16
Stored
Nov 4, 5:03 AM ET · 2026-11-04 10:03 UTC
Version
Axle 2.0

How the model works

Bandwagon's model, not a sportsbook line. We do not take wagers.

How this line is made

In NCAA Division I women's basketball a line starts from the ratings and adds the internal inputs marked used (rest, back-to-back, recent form) through a calibration layer fitted on past NCAA Division I women's basketball seasons, which beat rating-only out of sample. Travel and time zones did not improve the line here; injuries and weather are collected but not yet measured.

Internal

  • Ratings from results usedan Elo-style rating per team from every final score, with margin of victory · Bandwagon's stored results
  • Home advantage usedthe league's home edge, none at a neutral site · Bandwagon's model constants, checked against results
  • Schedule unavailable for this game · First game of a season for at least one siderest days, back-to-back games and three games in four days · Bandwagon's stored fixtures
  • Recent form unavailable for this game · Fewer than three games played this season by at least one sideaverage margin over each side's last games this season · Bandwagon's stored results

External

  • Injuries unavailable for this game · No injury list read before this gameplayers listed out or doubtful, weighted by their share of the team's playing time · Public injury lists and box scores
  • Travel and time zones in the data, not useddistance and time-zone change from each side's last game to the venue · Wikidata coordinates, Open-Meteo time zones · read Oct 29, 10:37 PM UTC
  • Weather unavailable for this game · Indoor sportforecast wind, rain and temperature around kickoff at open-air venues · Open-Meteo forecasts

Prediction markets and the crowd's split are shown beside the model's lines for comparison. They are not inputs. Method and record.

Who ya got: bandwagon versus model

Who ya got · no picks yet

Be the first on the bandwagon

49ersLady Raiders
Neutrals only–
Change your pick any time before kickoff. Counts in the weekly pick'em.
Bandwagon minus model, Lady Raiders–

No picks yet; the model number is the win probability beside it. Bandwagon's model, not a sportsbook line. We do not take wagers.

Charlotte 49ers vs Texas Tech Lady Raiders prediction

Bandwagon's model makes the Lady Raiders a 16-point favorite at home, with a 88% chance to win. The model total is 130.5. Ratings: Lady Raiders 1646 (40th of 356), 49ers 1447 (229th). The Lady Raiders are 0-0; the 49ers are 0-0. The Lady Raiders have won 2 of their last 5; the 49ers 1 of their last 5.

Written from the numbers on this page by a template; nothing here is an opinion.

Recent form

Charlotte 49ers

OpponentKick (ET)ResultPicksAxle
vs Richmond SpidersL 71–83––matchup
vs Florida Atlantic OwlsL 70–74––matchup
at UAB BlazersW 69–66––matchup
vs Rice OwlsL 56–63––matchup
at East Carolina PiratesL 57–64––matchup

Texas Tech Lady Raiders

OpponentKick (ET)ResultPicksAxle
at LSU TigersL 47–101––matchup
vs Villanova WildcatsW 57–52––matchup
vs Kansas State WildcatsL 51–58––matchup
vs Arizona State Sun DevilsW 58–51––matchup
at Kansas JayhawksL 59–68––matchup

Head-to-head

No earlier meeting in Bandwagon's results history.

Injuries

Charlotte 49ers: nobody listed as injured by the roster source

Texas Tech Lady Raiders: nobody listed as injured by the roster source

From the roster source's status flag only; no depth chart or game-time status.

Standings and ratings

All ratings
  • 49ers0-0 1st · -
  • 49ers rating1447 229th of 356, 1 games
  • Lady Raiders0-0 13th · -
  • Lady Raiders rating1646 40th of 356, 0 games

Charlotte 49ers 0-0

NCAA Division I women's basketball · 1st · streak -

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Be the first on the bandwagonNo stances yet today on $CLTWBB
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo fan stances yet today on $CLTWBB
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo neutral stances yet today on $CLTWBB
▲ on –30 days: not enough history▼ off –

No stances yet today on $CLTWBB: the share of the crowd ▲ on the Charlotte 49ers bandwagon, fans and neutrals counted apart.

49ers roster, schedule and more

Texas Tech Lady Raiders 0-0

NCAA Division I women's basketball · 13th · streak -

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Be the first on the bandwagonNo stances yet today on $TTUWBB
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo fan stances yet today on $TTUWBB
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo neutral stances yet today on $TTUWBB
▲ on –30 days: not enough history▼ off –

No stances yet today on $TTUWBB: the share of the crowd ▲ on the Texas Tech Lady Raiders bandwagon, fans and neutrals counted apart.

Lady Raiders roster, schedule and more

Takes on Charlotte 49ers at Texas Tech Lady Raiders

Sign in to post a take on $CLTWBBTTUWBB261105: ▲ on the bandwagon or ▼ off it, and why.

No takes on this game yet. Yours goes first.

Model: Texas Tech 88% to win. Projected score Texas Tech 73, Charlotte 57; spread Texas Tech −16, total 130.5. Charlotte 49ers at Texas Tech Lady Raiders, Thu, Nov 5, 6:00 PM ET.