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NCAA Women's Basketball · · Chesapeake Employers Insurance Arena · every NCAA Division I women's basketball line

Mount St. Mary's Mountaineers vs UMBC Retrievers prediction, odds and picks, November 5, 2026

Bandwagon Axle 2.0 · Updated

Mount St. Mary's Mountaineers or UMBC Retrievers: the bandwagon

Bandwagon

Be the first on the bandwagon

Axle 26–74Market –

Scheduled · Pregame: UMBC 74%
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Record 1-0
Game clock
KickoffThursday, November 5 at 6:00 PM ET
Situation
–
Possession
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Mount St. Mary's Mountaineers at UMBC Retrievers win probability

Bandwagon's model
No read of the live source is stored for this game.
0%20%40%60%80%100%0:0010:0020:0030:0040:00
0%20%40%60%80%100%0:0020:0040:00

The in-game line starts when the game does; the dashed line is the model's pregame number.

Bandwagon's model, from the score, the clock and the pregame line; the crowd's pregame picks and the markets' latest price sit beside its end. Bandwagon's model, not a sportsbook line. We do not take wagers.

How this line is computed

The home side's chance is the pregame model probability at kickoff. As the game goes on, the score margin counts for more and the pregame number for less, in proportion to the square root of the share of the game left, with a small adjustment for who has the ball in football and basketball. A lead late is close to certain; a tie late is close to even. It knows only the score, the clock and the pregame line: not injuries, foul trouble, field position or who is on the ice. Soccer counts a draw as half a win. Points are stored on every read of the league's public game summary while the game is on; a game read only after the final whistle is rebuilt from its scoring plays.

Momentum–Starts with the game.
Big swing–Starts with the game.
Clutch window–Starts with the game.
Baseline–Starts with the game.

Mount St. Mary's Mountaineers vs UMBC Retrievers live stats

From the league's public game summary

Team statistics appear once the game starts.

Mount St. Mary's Mountaineers vs UMBC Retrievers team breakdown

From the stored in-game series (none for this game)
Team breakdown
StatMSMUMBC
ScoreMSM–UMBC–
Average win probabilityMSM–UMBC–
Longest scoring runMSM–UMBC–
Time leadingMSM–UMBC–

Mount St. Mary's Mountaineers vs UMBC Retrievers odds

Bandwagon modelAxle 2.0 · updated 6 h ago
Mountaineers26%
Win chance
Retrievers74%
SpreadUMBC −9.5
Total130.5
Moneyline+278away / −278homeaway / home
Line movementUMBC win chance, 39 stored lines
+11 pts for UMBC since Oct 29
79%58%
Oct 29, 6:01 AM ET: UMBC 63%Oct 29, 10:27 PM ET: UMBC 72%Oct 30, 6:03 AM ET: UMBC 72%Oct 31, 6:03 AM ET: UMBC 72%Nov 1, 5:02 AM ET: UMBC 69%Nov 2, 5:03 AM ET: UMBC 69%Nov 2, 12:31 PM ET: UMBC 69%Nov 2, 1:01 PM ET: UMBC 69%Nov 2, 1:06 PM ET: UMBC 69%Nov 2, 1:16 PM ET: UMBC 69%Nov 2, 1:46 PM ET: UMBC 69%Nov 2, 3:02 PM ET: UMBC 69%Nov 2, 4:58 PM ET: UMBC 69%Nov 2, 6:47 PM ET: UMBC 69%Nov 2, 7:12 PM ET: UMBC 70%Nov 2, 7:56 PM ET: UMBC 70%Nov 2, 8:06 PM ET: UMBC 70%Nov 2, 8:51 PM ET: UMBC 70%Nov 2, 9:01 PM ET: UMBC 70%Nov 2, 9:12 PM ET: UMBC 73%Nov 2, 9:16 PM ET: UMBC 73%Nov 2, 9:26 PM ET: UMBC 73%Nov 2, 9:46 PM ET: UMBC 74%Nov 2, 9:58 PM ET: UMBC 73%Nov 2, 10:13 PM ET: UMBC 74%Nov 2, 10:18 PM ET: UMBC 73%Nov 2, 10:41 PM ET: UMBC 74%Nov 3, 12:34 AM ET: UMBC 74%Nov 3, 5:03 AM ET: UMBC 74%Nov 3, 7:58 PM ET: UMBC 74%Nov 3, 8:43 PM ET: UMBC 74%Nov 3, 8:58 PM ET: UMBC 74%Nov 3, 9:23 PM ET: UMBC 74%Nov 3, 9:38 PM ET: UMBC 74%Nov 3, 10:13 PM ET: UMBC 74%Nov 4, 5:03 AM ET: UMBC 74%Nov 4, 8:05 PM ET: UMBC 74%Nov 4, 10:00 PM ET: UMBC 74%Nov 4, 10:00 PM ET: UMBC 74%
Oct 29Nov 1Now
Every stored line
StoredUMBC winMove
Nov 4, 10:00 PM ET74%0
Nov 4, 10:00 PM ET74%0
Nov 4, 8:05 PM ET74%0
Nov 4, 5:03 AM ET74%0
Nov 3, 10:13 PM ET74%0
Nov 3, 9:38 PM ET74%0
Nov 3, 9:23 PM ET74%0
Nov 3, 8:58 PM ET74%0
Nov 3, 8:43 PM ET74%0
Nov 3, 7:58 PM ET74%0
Nov 3, 5:03 AM ET74%0
Nov 3, 12:34 AM ET74%0
Nov 2, 10:41 PM ET74%+1
Nov 2, 10:18 PM ET73%−1
Nov 2, 10:13 PM ET74%+1
Nov 2, 9:58 PM ET73%−1
Nov 2, 9:46 PM ET74%+1
Nov 2, 9:26 PM ET73%0
Nov 2, 9:16 PM ET73%0
Nov 2, 9:12 PM ET73%+3
Nov 2, 9:01 PM ET70%0
Nov 2, 8:51 PM ET70%0
Nov 2, 8:06 PM ET70%0
Nov 2, 7:56 PM ET70%0
Nov 2, 7:12 PM ET70%+1
Nov 2, 6:47 PM ET69%0
Nov 2, 4:58 PM ET69%0
Nov 2, 3:02 PM ET69%0
Nov 2, 1:46 PM ET69%0
Nov 2, 1:16 PM ET69%0
Nov 2, 1:06 PM ET69%0
Nov 2, 1:01 PM ET69%0
Nov 2, 12:31 PM ET69%0
Nov 2, 5:03 AM ET69%0
Nov 1, 5:02 AM ET69%−3
Oct 31, 6:03 AM ET72%0
Oct 30, 6:03 AM ET72%0
Oct 29, 10:27 PM ET72%+9
Oct 29, 6:01 AM ET63%—
Ratings
UMBC 1493 · MSM 1421
Home spread
−9.5
Stored
Nov 4, 10:00 PM ET · 2026-11-05 03:00 UTC
Version
Axle 2.0

How the model works

Bandwagon's model, not a sportsbook line. We do not take wagers.

How this line is made

In NCAA Division I women's basketball a line starts from the ratings and adds the internal inputs marked used (rest, back-to-back, recent form) through a calibration layer fitted on past NCAA Division I women's basketball seasons, which beat rating-only out of sample. Travel and time zones did not improve the line here; injuries and weather are collected but not yet measured.

Internal

  • Ratings from results usedan Elo-style rating per team from every final score, with margin of victory · Bandwagon's stored results
  • Home advantage usedthe league's home edge, none at a neutral site · Bandwagon's model constants, checked against results
  • Schedule unavailable for this game · First game of a season for at least one siderest days, back-to-back games and three games in four days · Bandwagon's stored fixtures
  • Recent form unavailable for this game · Fewer than three games played this season by at least one sideaverage margin over each side's last games this season · Bandwagon's stored results

External

  • Injuries unavailable for this game · No injury list read before this gameplayers listed out or doubtful, weighted by their share of the team's playing time · Public injury lists and box scores
  • Travel and time zones in the data, not useddistance and time-zone change from each side's last game to the venue · Wikidata coordinates, Open-Meteo time zones · read Oct 29, 10:37 PM UTC
  • Weather unavailable for this game · Indoor sportforecast wind, rain and temperature around kickoff at open-air venues · Open-Meteo forecasts

Prediction markets and the crowd's split are shown beside the model's lines for comparison. They are not inputs. Method and record.

Who ya got: bandwagon versus model

Who ya got · no picks yet

Be the first on the bandwagon

MountaineersRetrievers
Neutrals only–
Change your pick any time before kickoff. Counts in the weekly pick'em.
Bandwagon minus model, Retrievers–

No picks yet; the model number is the win probability beside it. Bandwagon's model, not a sportsbook line. We do not take wagers.

Mount St. Mary's Mountaineers vs UMBC Retrievers prediction

Bandwagon's model makes the Retrievers a 9.5-point favorite at home, with a 74% chance to win. The model total is 130.5. Ratings: Retrievers 1493 (181st of 356), Mountaineers 1421 (256th). The Retrievers are 1-0; the Mountaineers are 0-1. The Retrievers have won 3 of their last 5; the Mountaineers 2 of their last 5. The two have met 1 time in Bandwagon's results history; the Retrievers won 0, the Mountaineers 1.

Written from the numbers on this page by a template; nothing here is an opinion.

Recent form

Mount St. Mary's Mountaineers

OpponentKick (ET)ResultPicksAxle
vs Navy MidshipmenL 63–91––matchup
at Merrimack WarriorsL 48–62––matchup
vs Rider BroncsW 54–46––matchup
vs Sacred Heart PioneersW 66–61––matchup
at Canisius Golden GriffinsL 63–68––matchup

UMBC Retrievers

OpponentKick (ET)ResultPicksAxle
at Marshall Thundering HerdL 53–66––matchup
at Ohio BobcatsW 62–58––matchup
at Vermont CatamountsL 65–68––matchup
vs NJIT HighlandersW 66–65––matchup
vs UMass Lowell River HawksW 66–43––matchup

Head-to-head

GameKick (ET)ResultPicksAxle
UMBC Retrievers at Mount St. Mary's Mountaineers57–63––matchup

Injuries

Mount St. Mary's Mountaineers: nobody listed as injured by the roster source

UMBC Retrievers: nobody listed as injured by the roster source

From the roster source's status flag only; no depth chart or game-time status.

Standings and ratings

All ratings
  • Mountaineers0-1 7th · L1
  • Mountaineers rating1421 256th of 356, 1 games
  • Retrievers1-0 5th · W1
  • Retrievers rating1493 181st of 356, 0 games

Mount St. Mary's Mountaineers 0-1

NCAA Division I women's basketball · 7th · streak L1

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Be the first on the bandwagonNo stances yet today on $MSMWBB
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo fan stances yet today on $MSMWBB
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo neutral stances yet today on $MSMWBB
▲ on –30 days: not enough history▼ off –

No stances yet today on $MSMWBB: the share of the crowd ▲ on the Mount St. Mary's Mountaineers bandwagon, fans and neutrals counted apart.

Mountaineers roster, schedule and more

UMBC Retrievers 1-0

NCAA Division I women's basketball · 5th · streak W1

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Be the first on the bandwagonNo stances yet today on $UMBCWBB
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo fan stances yet today on $UMBCWBB
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo neutral stances yet today on $UMBCWBB
▲ on –30 days: not enough history▼ off –

No stances yet today on $UMBCWBB: the share of the crowd ▲ on the UMBC Retrievers bandwagon, fans and neutrals counted apart.

Retrievers roster, schedule and more

Takes on Mount St. Mary's Mountaineers at UMBC Retrievers

Sign in to post a take on $MSMWBBUMBCWBB261105: ▲ on the bandwagon or ▼ off it, and why.

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Model: UMBC 74% to win. Projected score UMBC 70, Mount St. Mary's 60; spread UMBC −9.5, total 130.5. Mount St. Mary's Mountaineers at UMBC Retrievers, Thu, Nov 5, 6:00 PM ET.