WCBBUAPB 22 TAR 31· 3:35 - 2ndUCLCOMO–RCL3:00 PMUCLBET–DOR3:00 PMUCLMNC–RBL3:00 PMWCBBCAM–NCSU6:00 PMWCBBDEL–VT6:00 PMWCBBLAS–RUTG7:00 PMCFBTOL–SAC7:00 PMNBAPHI–DET7:00 PMNBAATL–WSH7:00 PMCFBBALL–MASS7:00 PMWCBBDETM–ILL7:00 PMWCBBNOLA–ALA7:00 PMCBBUMES–HPU7:00 PMCBBLONG–JOES7:00 PMCBBFDU–BTLR7:00 PMNBAMIL–BOS7:30 PMCBBCSUN–WICH7:30 PMWCBBUTC–WKU7:30 PMCFBCMU–EMU7:30 PMNBACHI–NY7:30 PMNBACHA–BKN7:30 PMNHLOTT–BUF7:30 PMNHLCHI–FLA7:30 PMNBACLE–OKC8:00 PMWCBBSTET–LOU8:00 PMNBAUTAH–NO8:00 PMCBBSELA–AUB8:00 PMNBAIND–MEM8:00 PMWCBBJKST–GCU8:00 PMWCBBFDU–TEX8:00 PMWCBBMORG–COLO8:00 PMWCBBLIU–TXST8:00 PMCBBNKU–SDAK8:00 PMNBAMIN–HOU8:30 PMCBBRAD–CAL9:00 PMNBATOR–DEN9:00 PMWCBBCBU–ORST9:00 PMNBAPOR–PHX9:00 PMNBADAL–SA9:30 PMAll scores
bandwagon.Newsletter
Axle 2.078% straight up465 games
FBS · · every NCAA Division I FBS football line

Temple Owls vs Navy Midshipmen prediction market odds: Kalshi, Polymarket and the Bandwagon model

Bandwagon Axle 2.0 · Updated

Temple Owls or Navy Midshipmen: the bandwagon

Bandwagon

Be the first on the bandwagon

Axle 18–82Market 28–72

Scheduled · Pregame: NAVY 82%
––
Game clock
KickoffSaturday, November 7 at 3:30 PM ET
Down & distance
–
Possession
–

Temple Owls at Navy Midshipmen win probability

Bandwagon's model
No read of the live source is stored for this game.
0%20%40%60%80%100%0:0015:0030:0045:0060:00
0%20%40%60%80%100%0:0030:0060:00

The in-game line starts when the game does; the dashed line is the model's pregame number.

Bandwagon's model, from the score, the clock and the pregame line; the crowd's pregame picks and the markets' latest price sit beside its end. Bandwagon's model, not a sportsbook line. We do not take wagers.

How this line is computed

The home side's chance is the pregame model probability at kickoff. As the game goes on, the score margin counts for more and the pregame number for less, in proportion to the square root of the share of the game left, with a small adjustment for who has the ball in football and basketball. A lead late is close to certain; a tie late is close to even. It knows only the score, the clock and the pregame line: not injuries, foul trouble, field position or who is on the ice. Soccer counts a draw as half a win. Points are stored on every read of the league's public game summary while the game is on; a game read only after the final whistle is rebuilt from its scoring plays.

Momentum–Starts with the game.
Big swing–Starts with the game.
Clutch window–Starts with the game.
Baseline–Starts with the game.

Temple Owls vs Navy Midshipmen live stats

From the league's public game summary

Team statistics appear once the game starts.

Temple Owls vs Navy Midshipmen team breakdown

From the stored in-game series (none for this game)
Team breakdown
StatTEMNAVY
ScoreTEM–NAVY–
Average win probabilityTEM–NAVY–
Longest scoring runTEM–NAVY–
Time leadingTEM–NAVY–

Temple Owls vs Navy Midshipmen model odds

Bandwagon modelAxle 2.0 · updated 7 h ago
Owls18%
Win chance
Midshipmen82%
SpreadNAVY −15
Total53.5
Moneyline+459away / −459homeaway / home
Line movementNAVY win chance, 39 stored lines
No move
88%75%
Oct 28, 10:50 PM ET: NAVY 82%Oct 28, 10:51 PM ET: NAVY 82%Oct 28, 11:19 PM ET: NAVY 82%Oct 29, 12:50 AM ET: NAVY 82%Oct 29, 6:01 AM ET: NAVY 82%Oct 29, 6:43 PM ET: NAVY 82%Oct 29, 10:26 PM ET: NAVY 82%Oct 29, 11:31 PM ET: NAVY 82%Oct 30, 6:03 AM ET: NAVY 82%Oct 30, 11:01 PM ET: NAVY 82%Oct 30, 11:06 PM ET: NAVY 82%Oct 31, 2:21 AM ET: NAVY 82%Oct 31, 6:03 AM ET: NAVY 82%Oct 31, 3:11 PM ET: NAVY 81%Oct 31, 3:16 PM ET: NAVY 81%Oct 31, 3:21 PM ET: NAVY 81%Oct 31, 3:41 PM ET: NAVY 81%Oct 31, 3:46 PM ET: NAVY 81%Oct 31, 4:41 PM ET: NAVY 81%Oct 31, 5:41 PM ET: NAVY 81%Oct 31, 6:11 PM ET: NAVY 81%Oct 31, 6:26 PM ET: NAVY 82%Oct 31, 6:46 PM ET: NAVY 82%Oct 31, 7:21 PM ET: NAVY 82%Oct 31, 7:31 PM ET: NAVY 82%Oct 31, 8:11 PM ET: NAVY 82%Oct 31, 10:11 PM ET: NAVY 82%Oct 31, 10:51 PM ET: NAVY 82%Oct 31, 11:04 PM ET: NAVY 82%Oct 31, 11:24 PM ET: NAVY 82%Oct 31, 11:34 PM ET: NAVY 82%Nov 1, 1:14 AM ET: NAVY 82%Nov 1, 5:02 AM ET: NAVY 82%Nov 2, 5:03 AM ET: NAVY 82%Nov 2, 7:55 PM ET: NAVY 82%Nov 3, 5:02 AM ET: NAVY 82%Nov 3, 11:55 PM ET: NAVY 82%Nov 4, 5:03 AM ET: NAVY 82%Nov 4, 5:03 AM ET: NAVY 82%
Oct 28Nov 1Now
Every stored line
StoredNAVY winMove
Nov 4, 5:03 AM ET82%0
Nov 4, 5:03 AM ET82%0
Nov 3, 11:55 PM ET82%0
Nov 3, 5:02 AM ET82%0
Nov 2, 7:55 PM ET82%0
Nov 2, 5:03 AM ET82%0
Nov 1, 5:02 AM ET82%0
Nov 1, 1:14 AM ET82%0
Oct 31, 11:34 PM ET82%0
Oct 31, 11:24 PM ET82%0
Oct 31, 11:04 PM ET82%0
Oct 31, 10:51 PM ET82%0
Oct 31, 10:11 PM ET82%0
Oct 31, 8:11 PM ET82%0
Oct 31, 7:31 PM ET82%0
Oct 31, 7:21 PM ET82%0
Oct 31, 6:46 PM ET82%0
Oct 31, 6:26 PM ET82%+1
Oct 31, 6:11 PM ET81%0
Oct 31, 5:41 PM ET81%0
Oct 31, 4:41 PM ET81%0
Oct 31, 3:46 PM ET81%0
Oct 31, 3:41 PM ET81%0
Oct 31, 3:21 PM ET81%0
Oct 31, 3:16 PM ET81%0
Oct 31, 3:11 PM ET81%−1
Oct 31, 6:03 AM ET82%0
Oct 31, 2:21 AM ET82%0
Oct 30, 11:06 PM ET82%0
Oct 30, 11:01 PM ET82%0
Oct 30, 6:03 AM ET82%0
Oct 29, 11:31 PM ET82%0
Oct 29, 10:26 PM ET82%0
Oct 29, 6:43 PM ET82%0
Oct 29, 6:01 AM ET82%0
Oct 29, 12:50 AM ET82%0
Oct 28, 11:19 PM ET82%0
Oct 28, 10:51 PM ET82%0
Oct 28, 10:50 PM ET82%—
Ratings
NAVY 1471 · TEM 1312
Home spread
−15
Stored
Nov 4, 5:03 AM ET · 2026-11-04 10:03 UTC
Version
Axle 2.0

How the model works

Bandwagon's model, not a sportsbook line. We do not take wagers.

How this line is made

In NCAA Division I FBS football a line is made from the ratings and home advantage alone: a calibration layer using the other inputs did not beat rating-only out of sample here. Travel and time zones did not improve the line here; injuries and weather are collected but not yet measured.

Internal

  • Ratings from results usedan Elo-style rating per team from every final score, with margin of victory · Bandwagon's stored results
  • Home advantage usedthe league's home edge, none at a neutral site · Bandwagon's model constants, checked against results
  • Schedule in the data, not usedrest days, back-to-back games and three games in four days · Bandwagon's stored fixtures
  • Recent form in the data, not usedaverage margin over each side's last games this season · Bandwagon's stored results

External

  • Injuries unavailable for this game · More than three days to kickoff; lists are used inside that windowplayers listed out or doubtful, weighted by their share of the team's playing time · Public injury lists and box scores
  • Travel and time zones unavailable for this game · No venue coordinates stored for the home sidedistance and time-zone change from each side's last game to the venue · Wikidata venue coordinates, Open-Meteo time zones
  • Weather unavailable for this game · No forecast stored before kickoffforecast wind, rain and temperature around kickoff at open-air venues · Open-Meteo forecasts

Prediction markets and the crowd's split are shown beside the model's lines for comparison. They are not inputs. Method and record.

Who ya got: bandwagon versus model

Who ya got · no picks yet

Be the first on the bandwagon

OwlsMidshipmen
Neutrals only–
Change your pick any time before kickoff. Counts in the weekly pick'em.
Bandwagon minus model, Midshipmen–

No picks yet; the model number is the win probability beside it. Bandwagon's model, not a sportsbook line. We do not take wagers.

Temple vs Navy odds on Kalshi and Polymarket

Every College football market

Kalshi prices Midshipmen at 72%, Polymarket at 72%, and Axle 2.0 gives them 82%.

Prices read: Kalshi ; Polymarket ; Axle 2.0 .

SourceTEMNAVYPrice read
Kalshi28%72%
Polymarket28%72%
Bandwagon model18%82% · model 2.0
Kalshi minus model, NAVY: −10Polymarket minus model, NAVY: −10

Ad · Bandwagon earns a commission: Trade on Kalshi (opens a new tab). 18+. Trading carries a risk of loss. Check your state. Gambling problem? Call 1-800-GAMBLER.

Market prices from Kalshi and Polymarket, shown for analysis. Bandwagon does not take or place wagers. How this works

Temple Owls vs Navy Midshipmen prediction

Bandwagon's model makes the Midshipmen a 15-point favorite at home, with a 82% chance to win. The model total is 53.5. Ratings: Midshipmen 1471 (78th of 138), Owls 1312 (126th). The Midshipmen have won 1 of their last 5; the Owls 1 of their last 5. The two have met 4 times in Bandwagon's results history; the Midshipmen won 3, the Owls 1.

Written from the numbers on this page by a template; nothing here is an opinion.

Recent form

Temple Owls

OpponentKick (ET)ResultPicksAxle
at East Carolina PiratesL 9–17––matchup
vs Charlotte 49ersL 31–38––matchup
vs UConn HuskiesL 20–34––matchup
at South Florida BullsW 17–13––matchup
vs Army Black KnightsL 17–21––matchup

Navy Midshipmen

OpponentKick (ET)ResultPicksAxle
vs Notre Dame Fighting IrishL 13–35––matchup
vs North Texas Mean GreenL 39–49––matchup
at UTSA RoadrunnersL 34–38––matchup
vs Tulsa Golden HurricaneW 34–26––matchup
at Air Force FalconsL 9–14––matchup

Head-to-head

GameKick (ET)ResultPicksAxle
Navy Midshipmen at Temple Owls32–31––matchup
Temple Owls at Navy Midshipmen11–38––matchup
Navy Midshipmen at Temple Owls18–32––matchup
Temple Owls at Navy Midshipmen20–27––matchup

Injuries

Temple Owls: nobody listed as injured by the roster source

Navy Midshipmen: nobody listed as injured by the roster source

From the roster source's status flag only; no depth chart or game-time status.

Standings and ratings

All ratings
  • Owls– 11th · L3
  • Owls rating1312 126th of 138, 7 games
  • Midshipmen– 12th · L3
  • Midshipmen rating1471 78th of 138, 7 games

Temple Owls

NCAA Division I FBS football · 11th · streak L3

–
Be the first on the bandwagonNo stances yet today on $TEM
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo fan stances yet today on $TEM
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo neutral stances yet today on $TEM
▲ on –30 days: not enough history▼ off –

No stances yet today on $TEM: the share of the crowd ▲ on the Temple Owls bandwagon, fans and neutrals counted apart.

Owls roster, schedule and more

Navy Midshipmen

NCAA Division I FBS football · 12th · streak L3

–
Be the first on the bandwagonNo stances yet today on $NAVY
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo fan stances yet today on $NAVY
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo neutral stances yet today on $NAVY
▲ on –30 days: not enough history▼ off –

No stances yet today on $NAVY: the share of the crowd ▲ on the Navy Midshipmen bandwagon, fans and neutrals counted apart.

Midshipmen roster, schedule and more

Takes on Temple Owls at Navy Midshipmen

Sign in to post a take on $TEMNAVY261107: ▲ on the bandwagon or ▼ off it, and why.

No takes on this game yet. Yours goes first.

Model: Navy 82% to win. Projected score Navy 34, Temple 19; spread Navy −15, total 53.5. Kalshi 72%, Polymarket 72% for Navy. Temple Owls at Navy Midshipmen, Sat, Nov 7, 3:30 PM ET.