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NCAA Women's Basketball · · McLeod Center · every NCAA Division I women's basketball line

St. Thomas Tommies vs Northern Iowa Panthers: final score and how the prediction did, November 2, 2026

Bandwagon Axle 2.0 · Updated

St. Thomas Tommies or Northern Iowa Panthers: the bandwagon

Bandwagon

Be the first on the bandwagon

Axle 25–75Market –

FinalPregame: UNI 75%Baseline: UNI 82.6% (+7.7)Big swing: 15.3 ptsClutch window: 5:01
Record 0-0
59+1667+17
Score by period
Team1234T
STMN1511171659
UNI1414221767
Game clock
Final
Situation
Final
Possession
–

St. Thomas Tommies at Northern Iowa Panthers win probability

Bandwagon's model
Last update: Q4Fetched at
Win probability for UNI: 134 points, 75% at the start, 100% at the end.0%20%40%60%80%100%0:0010:0020:0030:0040:00UNI 100%STMN 0%
Win probability for UNI: 134 points, 75% at the start, 100% at the end.0%20%40%60%80%100%0:0020:0040:00UNI 100%STMN 0%

Bandwagon's model, from the score, the clock and the pregame line; the crowd's pregame picks and the markets' latest price sit beside its end. Bandwagon's model, not a sportsbook line. We do not take wagers.

How this line is computed

The home side's chance is the pregame model probability at kickoff. As the game goes on, the score margin counts for more and the pregame number for less, in proportion to the square root of the share of the game left, with a small adjustment for who has the ball in football and basketball. A lead late is close to certain; a tie late is close to even. It knows only the score, the clock and the pregame line: not injuries, foul trouble, field position or who is on the ice. Soccer counts a draw as half a win. Points are stored on every read of the league's public game summary while the game is on; a game read only after the final whistle is rebuilt from its scoring plays.

MomentumSwinging to UNI+16.2 points for UNI over the last 5:00
Big swing15.3 ptstoward UNI at 34:57 of game time
Clutch window5:01within 5 points in the final quarter
BaselineUNI 82.6%game average, +7.7 points from the pregame 74.9%

St. Thomas Tommies vs Northern Iowa Panthers live stats

Team totals read from the league's public game summary
Live team statistics
StatSTMNUNI
Field goalsSTMN24/59UNI21/52
3-pointersSTMN8/24UNI7/21
Free throwsSTMN3/6UNI18/19
ReboundsSTMN31UNI31
AssistsSTMN12UNI14
TurnoversSTMN16UNI15
StealsSTMN5UNI10
BlocksSTMN5UNI2
Points in the paintSTMN28UNI28
Fast-break pointsSTMN0UNI6
FoulsSTMN20UNI13
Largest leadSTMN5UNI11

St. Thomas Tommies vs Northern Iowa Panthers team breakdown

From the stored in-game series
Team breakdown
StatSTMNUNI
ScoreSTMN59UNI67
Average win probabilitySTMN17%UNI83%
Longest scoring runSTMN+8UNI+12
Time leadingSTMN7:13UNI30:57

St. Thomas Tommies vs Northern Iowa Panthers odds

Bandwagon modelAxle 2.0 · updated Nov 2, 8:51 PM ET
Tommies25%
Win chance
Panthers75%
SpreadUNI −10closing model spread
Total130.5
Moneyline+298away / −298homeaway / home
Line movementUNI win chance, 16 stored lines
+12 pts for UNI between Oct 29 and Nov 2
84%58%
Oct 29, 6:01 AM ET: UNI 63%Oct 29, 10:27 PM ET: UNI 78%Oct 30, 6:03 AM ET: UNI 78%Oct 31, 6:03 AM ET: UNI 78%Nov 1, 5:02 AM ET: UNI 75%Nov 2, 5:03 AM ET: UNI 75%Nov 2, 2:05 PM ET: UNI 75%Nov 2, 3:02 PM ET: UNI 75%Nov 2, 4:08 PM ET: UNI 75%Nov 2, 6:47 PM ET: UNI 75%Nov 2, 7:12 PM ET: UNI 75%Nov 2, 7:51 PM ET: UNI 75%Nov 2, 7:56 PM ET: UNI 75%Nov 2, 8:11 PM ET: UNI 75%Nov 2, 8:51 PM ET: UNI 75%Nov 2, 8:51 PM ET: UNI 75%
Oct 29Oct 31Nov 2
Every stored line
StoredUNI winMove
Nov 2, 8:51 PM ET75%0
Nov 2, 8:51 PM ET75%0
Nov 2, 8:11 PM ET75%0
Nov 2, 7:56 PM ET75%0
Nov 2, 7:51 PM ET75%0
Nov 2, 7:12 PM ET75%0
Nov 2, 6:47 PM ET75%0
Nov 2, 4:08 PM ET75%0
Nov 2, 3:02 PM ET75%0
Nov 2, 2:05 PM ET75%0
Nov 2, 5:03 AM ET75%0
Nov 1, 5:02 AM ET75%−3
Oct 31, 6:03 AM ET78%0
Oct 30, 6:03 AM ET78%0
Oct 29, 10:27 PM ET78%+15
Oct 29, 6:01 AM ET63%—
Ratings
UNI 1552 · STMN 1470
Home spread
−10
Stored
Nov 2, 8:51 PM ET · 2026-11-03 01:51 UTC
Version
Axle 2.0

How the model works

Bandwagon's model, not a sportsbook line. We do not take wagers.

Result: St. Thomas Tommies 59, Northern Iowa Panthers 67. The closing line above is the last one the model stored before kickoff.

How this line is made

In NCAA Division I women's basketball a line starts from the ratings and adds the internal inputs marked used (rest, back-to-back, recent form) through a calibration layer fitted on past NCAA Division I women's basketball seasons, which beat rating-only out of sample. Travel and time zones did not improve the line here; injuries and weather are collected but not yet measured.

Internal

  • Ratings from results usedan Elo-style rating per team from every final score, with margin of victory · Bandwagon's stored results
  • Home advantage usedthe league's home edge, none at a neutral site · Bandwagon's model constants, checked against results
  • Schedule unavailable for this game · First game of a season for at least one siderest days, back-to-back games and three games in four days · Bandwagon's stored fixtures
  • Recent form unavailable for this game · Fewer than three games played this season by at least one sideaverage margin over each side's last games this season · Bandwagon's stored results

External

  • Injuries unavailable for this game · No injury list read before this gameplayers listed out or doubtful, weighted by their share of the team's playing time · Public injury lists and box scores
  • Travel and time zones in the data, not useddistance and time-zone change from each side's last game to the venue · Wikidata coordinates, Open-Meteo time zones · read Oct 29, 10:37 PM UTC
  • Weather unavailable for this game · Indoor sportforecast wind, rain and temperature around kickoff at open-air venues · Open-Meteo forecasts

Prediction markets and the crowd's split are shown beside the model's lines for comparison. They are not inputs. Method and record.

Who ya got: bandwagon versus model

Who ya got · no picks yet

Be the first on the bandwagon

TommiesPanthers
Neutrals only–
TommiesPanthers
Picks locked at kickoff.
Bandwagon minus model, Panthers–

No picks yet; the model number is the win probability beside it. Bandwagon's model, not a sportsbook line. We do not take wagers.

St. Thomas Tommies vs Northern Iowa Panthers prediction

Bandwagon's model makes the Panthers a 10-point favorite at home, with a 75% chance to win. The model total is 130.5. Ratings: Panthers 1559 (115th of 356), Tommies 1462 (218th). The Panthers are 0-0; the Tommies are 0-0. The Panthers have won 4 of their last 5; the Tommies 2 of their last 5. The two have met 2 times in Bandwagon's results history; the Panthers won 2, the Tommies 0.

Written from the numbers on this page by a template; nothing here is an opinion.

Recent form

St. Thomas Tommies

OpponentKick (ET)ResultPicksAxle
at Northern Iowa PanthersL 59–67––matchup
at North Dakota State BisonL 51–63––matchup
at Oral Roberts Golden EaglesW 81–54––matchup
at Oral Roberts Golden EaglesL 52–67––matchup
vs Kansas City RoosW 73–71––matchup

Northern Iowa Panthers

OpponentKick (ET)ResultPicksAxle
vs St. Thomas TommiesW 67–59––matchup
at Murray State RacersL 59–72––matchup
vs Bradley BravesW 74–73––matchup
vs Drake BulldogsW 65–58––matchup
at Indiana State SycamoresW 92–73––matchup

Head-to-head

GameKick (ET)ResultPicksAxle
Northern Iowa Panthers at St. Thomas Tommies58–40––matchup
St. Thomas Tommies at Northern Iowa Panthers46–58––matchup

Injuries

St. Thomas Tommies: nobody listed as injured by the roster source

Northern Iowa Panthers: nobody listed as injured by the roster source

From the roster source's status flag only; no depth chart or game-time status.

Standings and ratings

All ratings
  • Tommies0-0 8th · -
  • Tommies rating1462 218th of 356, 1 games
  • Panthers0-0 8th · -
  • Panthers rating1559 115th of 356, 1 games

St. Thomas Tommies 0-0

NCAA Division I women's basketball · 8th · streak -

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Be the first on the bandwagonNo stances yet today on $STMNWBB
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo fan stances yet today on $STMNWBB
▲ on –30 days: not enough history▼ off –
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Be the first on the bandwagonNo neutral stances yet today on $STMNWBB
▲ on –30 days: not enough history▼ off –

No stances yet today on $STMNWBB: the share of the crowd ▲ on the St. Thomas Tommies bandwagon, fans and neutrals counted apart.

Tommies roster, schedule and more

Northern Iowa Panthers 0-0

NCAA Division I women's basketball · 8th · streak -

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Be the first on the bandwagonNo stances yet today on $UNIWBB
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo fan stances yet today on $UNIWBB
▲ on –30 days: not enough history▼ off –
–
Be the first on the bandwagonNo neutral stances yet today on $UNIWBB
▲ on –30 days: not enough history▼ off –

No stances yet today on $UNIWBB: the share of the crowd ▲ on the Northern Iowa Panthers bandwagon, fans and neutrals counted apart.

Panthers roster, schedule and more

Takes on St. Thomas Tommies at Northern Iowa Panthers

Sign in to post a take on $STMNWBBUNIWBB261103: ▲ on the bandwagon or ▼ off it, and why.

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Final: St. Thomas 59, Northern Iowa 67. Bandwagon's model had the Northern Iowa at 75% and projected Northern Iowa 70, St. Thomas 60; spread Northern Iowa −10, total 130.5.